> For the complete documentation index, see [llms.txt](https://docs.uptiq.ai/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.uptiq.ai/retail-lending/features.md).

# Features

See which capabilities Retail LOS ships and is ready to configure.

This page lists the capabilities Retail LOS ships. You can configure and operate each of them today.

### Built and shipped

* The multi-product customer application, magic link sign-in, co-applicant invites, prefill with Plaid and Finicity, document upload with automatic reading.
* Credit Card, Line of Credit and the Unsecured Personal Loan, Business Term Loan, Scorecard Loan and Auto Loan.
* Flow Designer, the credit decision matrix and simulator, scorecards, the visual workflow builder, document registry and checklists.
* Credit pricing: rate card by tier, Prime-based variable rates, locked offers, underwriter rate and term overrides, risk tier overrides.
* Bank statement analysis, debt-to-income, bank-based income verification, and the role-based application workspace.
* Withdrawal and incompleteness handling, work queues, identity reuse across applications.
* Integrations: Sumsub, Plaid, Finicity, Middesk, Cobalt, CRS, J.D. Power, PandaDoc, Resend, Azure email, Document AI, TValue.

<table data-view="cards"><thead><tr><th>Explore shipped functionality</th><th data-card-target data-type="content-ref">Page</th></tr></thead><tbody><tr><td>Follow the applicant, FI staff and Partner journeys.</td><td><a href="/retail-lending/user-journeys.md">User Journeys</a></td></tr><tr><td>See the sample products that show how a configuration fits together.</td><td><a href="/retail-lending/sample-products.md">Sample Products</a></td></tr></tbody></table>

***

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<p align="right"><em>Maintained by</em> <mark style="color:green;">Abhishek Paul</mark><br><code>AI-assisted, human-approved</code></p>
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