> For the complete documentation index, see [llms.txt](https://docs.uptiq.ai/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.uptiq.ai/commercial-lending/release-notes/2026/august.md).
# August
Read the release notes for Commercial Lending version 2.6.12.2, released in August 2026.
### New CRE Property Models
* Four new property models: Office Fixed, Office Floating, Retail Floating, and Multifamily Fixed — each with its own intake flow, rent roll, and underwriting analysis
* Every new model ships with historicals, pro forma projections, sizing, stress testing, dedicated NOI analysis, and exit sizing
* Reserve schedules for tenant improvements/leasing commissions and debt service calculations now available across retail and multifamily lines
* Credit policies generation extended to all four new property types, alongside continued refinement of the original Retail Fixed model
**Related docs:** [ICRE product categories](broken://pages/rdFLinf6NmyjsZIfmOsB) · [Compare Products](broken://pages/2185aad20ef5c736066208ced622febebf9d8110) · [Multifamily fixed](broken://pages/bc3d4b75643ff5ecb81ca64c1f363844e67eeaba) · [Office floating](broken://pages/fafd5b6f850709c1de4ea58f2dde4ec834bad081) · [NOI & Underwriting Analysis](broken://pages/qj1FL6I5VAfghLCThYRZ) · [Exit Sizing & Sensitivity Analysis](broken://pages/drjKGhtBR2BvDLKtsQCB) · [Credit policies](broken://pages/PZJjZoHJgdFcJrg9AoOE)
### Credit Memo & Underwriting
* Memo generation now covers Multifamily Fixed and Office Floating applications
* Financial ratio and formatting fixes across credit memos, including corrected repayment calculations and export content that was previously dropped
**Related docs:** [Credit Memorandum](broken://pages/ZUFSQDiPM4ZEzh3CxukR) · [Step 3 — Underwriting Review](broken://pages/az5D95qyqSzandu4NZWB)
### Credit Policy & Covenants
* A policy evaluation engine now checks applications against configured credit policies automatically, backed by a dedicated test suite
* Covenant tracking added: account-level scoping, a ratio evaluator, and webhook-based automation
* A credit policy copilot helps configure and extract policy rules from uploaded documents
**Related docs:** [Credit policies](broken://pages/PZJjZoHJgdFcJrg9AoOE) · [Covenant configs](broken://pages/KKchneJt7SmsITkePXji) · [Covenant Dashboard](broken://pages/ExVPio48FQTH6aqK84f0)
### Financial Spreading & Tax Automation
* Expanded tax-return spreading: Schedule C, Schedule E, Schedule M-1, Schedule K-1, Form 8825, and 1099 income now mapped and calculated automatically
* Personal Financial Statements and business financial reviews got a v2 pass
* A spreading copilot assists with mapping and reviewing spread data
**Related docs:** [Schedule C / Business Entity Spreading](broken://pages/UE0EkjiLmwJY2mdYWCeJ) · [Spreading Copilot](broken://pages/SiI6SGumb7CWJ3UZlUpW) · [Step 2 — Financial Review](broken://pages/kkYXTbfCczAyWBTPNVfY)
### Document Management & Extraction
* Document templates can now be created, customized, and reused across applications, including image sections and password-protected output
* Automatic document classification improved with confidence scoring, flagging low-confidence extractions for review
* Extraction accuracy improved across financial statements, offering memorandums, and pro forma sources
**Related docs:** [Document templates](broken://pages/a3d1212da448a9d8a11ee2ea700447330496a985) · [Documents](broken://pages/XsuD4CRhLme4qZzQ79gw) · [Step 1 — Document Extraction](broken://pages/pGn9CKIkig7T0UKqTwth) · [Document types](broken://pages/3581e103a034bbc6a89bed87cb15615aba3e3cbd)
### Market Data, Rent Roll & Collateral
* Rent roll now links directly to properties and leases, with reimbursement handling and market-rate growth lookups
* Forward interest-rate curve data feeds directly into projections and stays current automatically
* Collateral records support addition, cleanup, and debt tracking, with corrected Excel exports
* Property address lookup now uses Google Maps
**Related docs:** [Property Review — Rent Roll & Cash Flow](broken://pages/SEvjYdsq5LTqu5zXuO0j) · [ICRE Underwriting — Forward Curve (SOFR)](broken://pages/3Hz76k27ADtIqoBXUMP2) · [Loan Summary](broken://pages/8d0rtGLJAIbB2RHDsMfl)
### Sign-In, Notifications & Reliability
* Added Google single sign-on and passwordless magic-link sign-in, alongside expanded SSO integration
* Loan submission and document request emails carry more context (borrower name, attachments), with a corrected logo; application updates can now notify your team in Slack
* Continued security hardening, dependency updates, and performance work across sizing, projection, and NOI calculations — no dedicated doc page; internal engineering work with no reader-facing change
**Related docs:** [Auth providers](broken://pages/mUT7jK562tdGefcpPqUa) · [Email templates](broken://pages/8e4df4dd0cba1a3da13e34cb2d8c0706bd607358)
***
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Maintained by Abhishek Paul
AI-assisted, human-approved
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