> For the complete documentation index, see [llms.txt](https://docs.uptiq.ai/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.uptiq.ai/commercial-lending/release-notes/2026.md).

# 2026 changelog

See what's new in Commercial Lending.

{% updates format="full" %}
{% update date="2026-10-13" tags="new-releases,improvements,new-feature,improvement" %}

## v2.6.20.2—October 2026

October adds entity checks, partner banks, schedules, bulk publishing, global configuration, and an audit trail log.

### Entity and identity checks

* Check an entity's Articles of Organization against its record, and block the move into Closing when the entity does not clearly outlast the loan.
* Review personal and business background reports against the entity record.
* Add a required checklist document to a deal.

### Partner banks and administration

* Sync partner (lead) banks nightly and choose the lead bank on an application.
* Schedule background jobs, publish products in bulk, and configure global products and Global Teams.
* Review events on the Audit Trail.

<a href="/commercial-lending/release-notes/2026/october.md" class="button primary" data-icon="readme">Read full update</a>

<details>

<summary>Improved</summary>

* **Underwriting Review** — Choose which sources count for each year on the Layout tab, and review the resulting Aggregate P\&L.
* **UCC search** — Follow a search on a progress view that updates by itself.
* **API keys** — Create API keys for a specific user. They follow that user's roles.

</details>
{% endupdate %}

{% update date="2026-09-29" tags="new-releases,improvements,new-feature,improvement" %}

## v2.6.17.0—September 2026

September adds risk rating models, disposition approvals, packet ingestion, UCC lien search, and data repair tools.

### Risk rating models

* Build scoring models in a Model Library, with characteristics, weights, scoring ranges, and grade mapping.
* Attach one model to a product type and review ratings in a scorecard.

### Dispositions and packet ingestion

* Define decline and withdrawal reasons, and submit a close-out decision for approval from a Disposition Approvals queue.
* Fetch new deal packets from a connected Google Drive folder or email inbox on the Packet Ingestion page.

<a href="/commercial-lending/release-notes/2026/september.md" class="button primary" data-icon="readme">Read full update</a>

<details>

<summary>Improved</summary>

* **UCC and liens** — Search a business for UCC, state tax, and federal tax liens, and review each lien.
* **Financial review** — Add manual adjustments with an optional reason.
* **Products** — Clone a product into other companies.

</details>
{% endupdate %}

{% update date="2026-08-31" tags="new-releases,improvements,fixes,new-feature,improvement,fix" %}

## v2.6.12.2—August 2026

August adds CRE property models, policy automation, and workflow improvements.

### CRE property models

* Use Office Fixed, Office Floating, Retail Floating, and Multifamily Fixed models with tailored underwriting flows.
* Evaluate configured credit policies automatically and track account-level covenants.
* Configure and extract policy rules from uploaded documents with Credit Policy Copilot.

### Financial and document workflows

* Map and calculate major tax-return schedules and income sources automatically.
* Reuse document templates and review document-classification confidence scores.
* Extract data more accurately from financial statements, offering memorandums, and pro forma sources.

<a href="/commercial-lending/release-notes/2026/august.md" class="button primary" data-icon="readme">Read full update</a>

<details>

<summary>Improved</summary>

* **Rent rolls** — Link rent rolls to properties and leases. Handle reimbursements and market-rate growth lookups.
* **Sign-in and notifications** — Use Google single sign-on or magic links. Receive richer email and Slack updates.
* **Forward curves** — Feed current forward interest-rate curves directly into projections.

</details>

<details>

<summary>Fixed</summary>

* **Credit memos** — Corrected financial ratios, formatting, repayment calculations, and omitted export content.
* **Collateral** — Corrected Excel exports and improved record cleanup.
* **Email branding** — Corrected the logo in emails.

</details>
{% endupdate %}

{% update date="2026-07-27" tags="new-releases,improvements,fixes,new-feature,improvement,fix" %}

## v2.5.5.0—July 2026

July 2026 adds ICRE workflows, specialized underwriting, and administration improvements.

### Institutional CRE workflows

* Manage ICRE intake, parties, stages, checklists, and document requirements.
* Configure property- and rate-specific workflows, including Multifamily Fixed and Office Floating.
* Track covenants by account, evaluate ratios automatically, and support webhook-driven workflows.

### Specialized underwriting

* Analyze office floating and multifamily fixed deals with tailored sizing, NOI, rent roll, and stress testing.
* Use historical financials, monthly P\&L, exit sizing, sensitivity analysis, and forward-curve projections.
* Extract rent rolls and comparable sales or rent data from uploaded documents.

<a href="/commercial-lending/release-notes/2026/july.md" class="button primary" data-icon="readme">Read full update</a>

<details>

<summary>Improved</summary>

* **Settings** — Manage products, users, and company settings in a dedicated, role-aware workspace.
* **Reporting** — Use expanded reports and export underlying deal data for reporting and model training.
* **Sign-in** — Switch between administrative and operational roles. Sign in with Google or a magic link.

</details>

<details>

<summary>Fixed</summary>

* **Underwriting** — Corrected calculations for forward curves, vacancy, reserves, stressed NOI, and NCF.
* **Documents and exports** — Corrected document generation, upload handling, headers, decimal precision, and property mappings.
* **Platform reliability** — Corrected company switching, permissions, market data, rent rolls, and credit requests.

</details>
{% endupdate %}
{% endupdates %}

***

{% columns %}
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<p align="right"><em>Maintained by</em> <mark style="color:green;">Abhishek Paul</mark><br><code>AI-assisted, human-approved</code></p>
{% endcolumn %}

{% column width="16.666666666666664%" %}

<div align="left"><img src="https://2424445642-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FoNOfYlgbuwiWKkdQsRIp%2Fuploads%2Fgit-blob-d034645b4f8f8ee661985f5306b60ded3289653c%2Fmaintainer-abhishek-paul.png?alt=media" alt="" width="60"></div>
{% endcolumn %}
{% endcolumns %}


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