> For the complete documentation index, see [llms.txt](https://docs.uptiq.ai/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.uptiq.ai/commercial-lending/product-lines.md).
# Product lines
See which product lines Commercial Lending offers, who each is for, and what each includes.
Commercial Lending ships as product lines on one platform. Every product line shares the platform described in [Platform Reference](/commercial-lending/platform-overview.md). Each adds the categories, workflows and capabilities listed here.
## At a glance
| Product line | Categories | Built for | Availability | Start here |
| ------------------ | ---------- | ------------------------------------------------------------- | ------------------- | --------------------------------------------------------- |
| **Commercial LOS** | CRE, C\&I | Property-based lending (CRE) and business lending (C\&I) | Generally Available | [Category overview](broken://pages/QTXzZLbKP1zarC62w7aB) |
| **ICRE** | ICRE | Institutional lending on income-producing commercial property | Specific customers | [ICRE product types](broken://pages/rdFLinf6NmyjsZIfmOsB) |
## Commercial LOS
Commercial LOS covers the CRE and C\&I categories.
* **CRE** is property-based lending: rent rolls, operating statements and property analysis.
* **C\&I** is business lending: business cash flow and tax returns.
After Pre-Screening, a deal on either category moves through **LOI**, **Credit Memo**, **Closing** and **Closed**, and it is risk rated. See [Loan stages](/commercial-lending/getting-started/loan-stages.md).
**Includes:** [application intake](broken://pages/XuHUfQWpkM8cxf2PTv0E), [document extraction and financial spreading](broken://pages/pGn9CKIkig7T0UKqTwth), [underwriting review](broken://pages/az5D95qyqSzandu4NZWB), [risk rating](broken://pages/TMpLigaCHggVmOaohQKa), [credit policies](broken://pages/PZJjZoHJgdFcJrg9AoOE), the [credit memorandum](broken://pages/ZUFSQDiPM4ZEzh3CxukR), [generated documents](broken://pages/dH83XAkJTRLqY8aKc1zB) and [post-close covenant monitoring](broken://pages/hejMRBtfQTFqqMCJeqTO).
## ICRE
**ICRE** (Institutional Commercial Real Estate) supports loans secured by income-producing commercial property.
{% hint style="info" %}
Institutional CRE is available to specific customers. Contact your account team.
{% endhint %}
An ICRE deal has its own stages: **Intake**, **Application**, **Pre-Screening**, **Greenlight**, **Term Sheet**, then **Closed** or **Not Eligible**. It isn't risk rated. See [ICRE deals](broken://pages/ee7k5ErjqGtpPOk0yzfo).
### ICRE variants
An ICRE product type combines an **asset class** with a **rate type**. The **Type** list offers 14 types: seven asset classes, each **Fixed** or **Floating**. The documentation covers twelve of them.
| Asset class | Fixed | Floating |
| ------------ | ---------------------------------------------------------------------------- | ------------------------------------------------------------------------------- |
| Multifamily | [Multifamily fixed](broken://pages/bc3d4b75643ff5ecb81ca64c1f363844e67eeaba) | [Multifamily floating](broken://pages/81a38b7996d05fd1453f82b9e1f21b535f5ded67) |
| Office | [Office fixed](broken://pages/SHKKOyctKpLEcHvA2NxM) | [Office floating](broken://pages/fafd5b6f850709c1de4ea58f2dde4ec834bad081) |
| Retail | [Retail fixed](broken://pages/3ohKNsg88CZPi4NH6DTA) | [Retail floating](broken://pages/OGssROHmrbJ0lHgsyzO7) |
| Industrial | [Industrial fixed](broken://pages/UjtzQq4UtjsGYfsJIgwn) | [Industrial floating](broken://pages/31xygwR4BnbKOycN8VGc) |
| Hospitality | [Hospitality fixed](broken://pages/enwaY0gdu04xwYiXttp5) | [Hospitality floating](broken://pages/QxJdWLnKDunlfgJVTGk0) |
| Self-Storage | [Self-storage fixed](broken://pages/6h36Vx34aqsadXsGC4sg) | [Self-storage floating](broken://pages/mkjMpZm2L3WrEPmx0UyQ) |
| Mixed-Use | Not yet documented | Not yet documented |
Compare the variants in [ICRE configuration matrices](broken://pages/2185aad20ef5c736066208ced622febebf9d8110).
## How product lines relate to products
A **product line** groups the product categories it offers. A **loan product** is created from a category and configured for your organization. See [Products and product categories](/commercial-lending/getting-started/concepts/products-and-product-categories.md).
## Related
| | |
|---|
| Platform Reference | The building blocks of the platform and the page that documents each capability. | Platform Reference |
| Products and product categories | How a category, a type and a loan product relate. | Products and product categories |
| Product guide | Stages and who is named next, by product. | Broken link |
| ICRE product types | The ICRE asset classes and rate types. | Broken link |
| Category overview | The categories and what each starts with. | Broken link |
***
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Maintained by Abhishek Paul
AI-assisted, human-approved
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